A cooperative group
and four major business lines

Groupe BPCE operates in the retail banking and insurance fields in France via its two major networks, Banque Populaire and Caisse d’Epargne, along with Banque Palatine. It also pursues its activities worldwide with the asset & wealth management services provided by Natixis Investment Managers and the wholesale banking expertise of Natixis Corporate & Investment Banking.

Cooperative shareholders, the basis of our model

  • Cooperative shareholders: they own 100% of the capital of the Banques Populaires and Caisses d’Epargne banks via cooperative shares. Their representatives constitute the Boards of Directors of the Banques Populaires and the Steering & Supervisory Boards of the Caisses d’Epargne.
  • Banques Populaires and Caisses d’Epargne banks: they each own 50% of BPCE’s capital.
  • BPCE : the group’s central body.
  • BPCE’s subsidiaries, including Natixis, Banque Palatine, Oney and the subsidiaries grouped together within the Financial Solutions & Expertise division. 

Organization of Groupe BPCE