2025 Volontary Impact Report (replacing the Non-Financial Performance Statement (DPEF))
Crédit Coopératif
Crédit Coopératif boasts more than 130 years’ experience in cooperative banking and pursues a single objective: to foster the development of a real economy with strong social and environmental value.
12 boulevard Pesaro
92000 Nanterre
Telephone : + 33 (1) 47 24 85 00
A socially committed cooperative bank… and proud of it!
Crédit Coopératif – a cooperative bank that serves the needs of the social and solidarity-based economy, of businesses active in the real economy, and of socially engaged citizens wanting to give meaning to their investment decisions – works alongside its customers/cooperative shareholders to help them achieve their ecological and social transitions with a view to building a real economy that is more equitable, more present in local communities, more respectful of the natural environment, and more focused on the individual.
A fully-fledged bank that takes a different approach to banking, one that has been driven by its pioneering spirit and trailblazing ethos for more than 130 years, Crédit Coopératif innovates and campaigns in favor of an ever more socially committed finance, giving its clients real power to act individually and collectively in favor of social housing, the dissemination of culture for all, the promotion of education and research, the pursuit of social integration, the consideration of disabilities, public health, international solidarity, the values of mutualism and the cooperative movement, etc.
The bank’s ethical code has led it to reject the use of tax havens or the financing of certain activities such as the extraction of fossil fuels or the manufacture of synthetic pesticides. Through its simple practice as a local banking partner, Crédit Coopératif imagines every day new ways to build bridges between its ideals and the realities of economic pragmatism.
Key Information 1893-2025 More than 130 years of cooperation in favor of the cooperative movement and its customers.
100 % The bank fully belongs to its customers/cooperative shareholders.
1 person = 1 vote The vote of each cooperative shareholder has the same value, irrespective of the number of shares he or she may own.
To develop another type of economy and build another future
Crédit Coopératif is the bank for those who have decided to take a different approach to business development.
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For its socially committed clients
Thanks to the innovative products designed by Crédit Coopératif, our clients can take control of how their money is used by supporting projects developed by individuals and entities working to develop a more caring and greener world. By holding income-sharing products, (generating donations to nonprofits), products tracked to specific sectors, or ‘products of influence,’ the bank’s individual or corporate customers become actively involved in a more socially committed type of finance.
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For the social and institutional economy
Crédit Coopératif’s active involvement in the voluntary sector (nonprofit associations), public interest bodies, and players active in the fields of culture, social & professional insertion, education, trade unions, the local & regional economy, etc. derives from the realization that these sectors represent a major reserve of creative energy capable of bringing about social and environmental transformation, a veritable economic force turned towards the future. Helping these entities to develop their activities, encouraging their dynamism, supporting their transformation is the role that Crédit Coopératif has given itself: to promote finance that is beneficial to all.
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For companies active in the real economy
When you are convinced that the cooperative model can transform the life of a whole region, when you understand how much small and medium-sized businesses contribute to GNP growth, when you realize that the development of organic food, fair trade, and renewable energy are vital opportunities… it means that you belong to the community of men and women who have decided to adopt a different approach to business, along with Crédit Coopératif: for a different kind of economy, and for a different future.
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For protected adults and their legal representatives
By virtue of its work as a banking institution, Crédit Coopératif takes part in the fight against exclusion in various ways, starting with its own clients subject to guardianship measures.
It works with guardianship associations and court-appointed representatives to protect adults under guardianship. This active partnership translates into a dedicated banking offer for protected individuals and simplified management solutions for the representatives who support them.
100,000 protected individuals are supported by Crédit Coopératif.
Senior Management
Jérôme Saddier
Chairman
Pascal Pouyet
Chief Executive Officer
Crédit Coopératif 2025 Key Figures
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€6m in donations to nearly 60 nonprofits thanks to income-sharing products
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More than 150,000 cooperative shareholders
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More than 425,000 individual and corporate clients
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A pioneer in socially committed finance: tracked products, income-sharing products, and responsible and solidarity-based mutual funds
including 26 solidarity-labeled products certified by Finansol
Since the creation of the first income-sharing products, nearly €100 million has been redistributed to nonprofits by Crédit Coopératif, its asset management subsidiary Ecofi, and their clients.
Publication
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Crédit Coopératif
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