customers in Europe
Oney
Founded in 1983, Oney is a key player in consumer finance, insurance, and fraud prevention in Europe.
34 avenue de Flandre
59170 Croix
A partner in the transformation of commerce for over 40 years, Oney designs payment, financing, insurance, and fraud prevention solutions used by more than 37,000 retailers.
Oney, a trusted ally in people’s everyday lives, helps 8.6 million customers across Europe complete their purchases and bring their individual projects life while simultaneously supporting more sustainable modes of consumption.
With the support of its two shareholders, BPCE (50.1%) and ELO (formerly Auchan Holding, 49.9%), Oney combines the best of banking and commerce. Within Groupe BPCE, Oney operates as part of BPCE Digital & Payments, the division developing the Group’s expertise in payment, digital, and data activities.
Every day, our more than 1,900 employees across nine countries pool the wealth of their talent to make Oney a major player in Europe in the field of consumer finance for retailers.
Oney
Our expertise
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Oney offers a comprehensive range of payment and financing solutions, available across all sales channels and designed to meet the needs of both consumers and retailers.
From split payments to longer-term credit solutions, including lines of credit and store cards, these offerings help customers manage their budgets while simultaneously improving in-store conversion rates and business performance for retailers. -
Oney designs and distributes insurance solutions that provide consumers with the support they need in their daily lives: purchase protection, payment methods, extended warranties, personal protection insurance, and more.
Simple, easy to understand, and seamlessly integrated into the shopping experience, these offerings build trust and provide tangible support at key moments in customers’ lives. -
Using cutting-edge technologies, Oney helps merchants and financial institutions secure their digital customer journeys.
Boasting 25 years of cross-sector expertise, Oneytrust combines data, algorithmic intelligence, and behavioral analytics to detect risks, protect transactions, and ensure a seamless user experience.
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Oney offers a comprehensive range of payment and financing solutions, available across all sales channels and designed to meet the needs of both consumers and retailers.
From split payments to longer-term credit solutions, including lines of credit and store cards, these offerings help customers manage their budgets while simultaneously improving in-store conversion rates and business performance for retailers. -
Oney designs and distributes insurance solutions that provide consumers with the support they need in their daily lives: purchase protection, payment methods, extended warranties, personal protection insurance, and more.
Simple, easy to understand, and seamlessly integrated into the shopping experience, these offerings build trust and provide tangible support at key moments in customers’ lives. -
Using cutting-edge technologies, Oney helps merchants and financial institutions secure their digital customer journeys.
Boasting 25 years of cross-sector expertise, Oneytrust combines data, algorithmic intelligence, and behavioral analytics to detect risks, protect transactions, and ensure a seamless user experience.
A people-centered, socially responsible company with a CSR policy forming an integral part of its business development model
To address the social and environmental challenges of today and the future, Oney is committed to building a more equitable, more compassionate, and more sustainable world. This ambition forms an integral part of its development strategy through the pursuit of three key priorities:
- Planet: contributing to respect for planetary boundaries by facilitating access to more responsible goods and services and reducing its carbon footprint;
- People: placing people at the heart of its priorities by taking action to promote inclusion, diversity, and solidarity; offering its employees an environment conducive to well-being and personal growth;
- Sustainable partnerships: creating shared value with all its stakeholders by supporting those who want to consume better and by supporting all its customers, whatever their situation or needs.
Senior management
Yves Tyrode
Chairman
Jean-Pierre Charles
Chief Executive Officer
Key Figures for Oney in 2025
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8.6m
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37,000
e-commerce partners
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More than 1,900
employees in Europe
Oney
Our social networks