A universal cooperative banking model serving customers and the economy
Groupe BPCE is the second-largest banking group in France and the fourth-largest in the euro zone in terms of shareholders’ equity. A cooperative Group serving the real economy, it supports 36 million clients worldwide, backed by the commitment of its 110,000 employees.
In France, Groupe BPCE relies on its major local banking networks, Banque Populaire and Caisse d’Epargne, both deeply rooted in their respective regions, as well as on Palatine. It operates across the full spectrum of banking and insurance activities. In Europe, it supports its clients through novobanco, the fourth-largest private bank in Portugal, through BPCE Equipment Solutions, the European leader in equipment leasing, and through Oney, a major player in retail consumer financing. Internationally, the Group draws on its expertise in corporate and investment banking through Natixis Corporate & Investment Banking and, in asset management, through Natixis Investment Managers.
With its recognized financial strength, Groupe BPCE capitalizes on the diversity of its business lines to provide local, accessible solutions for all and to help deliver a lasting positive impact.
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The essentials of Groupe BPCE in pictures (2025)
Discover the group, its brands and its businesses at the service of the economy and society, in less than 2’30.
2025 Figures
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36 million of customers
as at 12/31/2025
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9.6 million of cooperative shareholders
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110,000 employees
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€25.7bn of net banking income
as at 12/31/2025
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Present in more than 50 countries
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>21% of financing raised for the French economy
(Groupe BPCE/ Banque de France Q3-2025)
14 Banques Populaires banks including 2 national affinity banks, CASDEN and Crédit Coopératif
15 Caisses d’Epargne
Performance founded on the strength of our cooperative model and expertise
Our successful universal cooperative banking model is built around strong, well-recognized brands with close ties to their customers. With retail banking standing at the heart of our strategy, our decentralized organization fosters a spirit of enterprise and allows us to operate from a long-term perspective.
Our cooperative model is both modern and historic, and we are convinced it is a model for the future, in tune with the expectations of society.
Groupe BPCE is the second-largest banking group in France and finances over 21% of the French economy.
Serving our customers in all their projects
Whether individuals, professionals, not-for-profit associations, businesses of all sizes…, our customers have constantly-evolving expectations and ever-increasing demands in terms of accessibility, personal attention, advice and service.
Whether regional, national or international, our banks harness their short-decision making circuits to support customers in all their projects.
Our strategy: enabling our clients, cooperative shareholders, and employees to trust in the future
In 2024, Groupe BPCE began to write a new chapter in its history with the launch of its VISION 2030 strategic plan.
Outlining the major strategic priorities of the Group and its business lines between now and 2030, this plan is resolutely focused on growth and on the diversification of its activities. It expresses our cooperative values in all territories and is accompanied by a set of commercial, financial and non-financial goals for 2026.
To learn more about “VISION 2030”