Caisse d’Epargne

The 15 Caisse d’Epargne cooperative banking institutions, whose capital is 100% owned by their cooperative shareholders, are constantly innovating to ensure that their customers – individuals, professionals, businesses and all the different players in the regional economy – are given the very best support in realizing their personal and professional goals, from start to finish.

15 Caisses d'Epargne

1818 Creation by two philanthropists of the first Caisse d’Epargne savings bank in Paris

A cooperative, full-service retail bank with a strong local and regional presence, serving both private individuals and professional clients

The Caisses d’Epargne provide a comprehensive range of banking and insurance solutions for both individual and business clients (self-employed professionals, craftsmen, small retailers, franchise-holders, etc.): savings and private banking products, real estate loans, consumer credit, property, provident and health insurance policies, etc. They provide their customers with a full range of digital services designed to simplify their daily lives.
The Caisses d’Epargne also actively support female entrepreneurship.

Catalyst for regional dynamism

Giving expression to their mission of public utility, the Caisses d’Epargne support regional decision-makers by setting their actions within a framework of long-term, trusting relationships. The banks maintain close ties with their customers in terms of interpersonal relations and the decision-making process to guarantee efficiency and responsiveness: business leaders, players active in the social and solidarity-based economy as well as in the social housing sector, representatives of local authorities or associations, etc. They provide them with appropriate and innovative solutions in terms of financing, payments, cash flow management, investments, employee savings and retirement schemes.

Society: sustainable and positive impact at a local and regional level

The social and environmental responsibility of the Caisses d’Epargne has formed an integral part of their history since the moment of their creation.
To ensure their economic performance over the long term and a positive impact on their regions, the Caisses d’Epargne have adopted a national framework to guide the way each Caisse d’Epargne develops its own cooperative, social and environmental strategy. The goals of this strategy are to make the French savings banks key players in the transformation of their territories and the local economy, to make their employees and cooperative shareholders ambassadors for their values and services, and anticipate the needs of society in order to build progressive solutions.

Through sport, Caisse d’Epargne aims to contribute to its primary mission: to be useful to everyone and to society at large. As a vehicle for shared values and collective emotion, sport is also a tool for social cohesion and empowerment. Caisse d’Epargne has been a partner of the French Basketball Federation since 2014 and the French Handball Federation since 2015, along with their national teams.
Deeply rooted in their local communities, the 15 Caisses d’Epargne have always supported practitioners and fans, as well as clubs and associations. They also provide support to local elite athletes to help them achieve their ambitions.