BPCE Financement

12 Promenade Germaine Sablon
75013 Paris

Senior Management

Fabrice Gourgeonnet

Fabrice Gourgeonnet

Chairman

Didier Miquel

Didier Miquel

Chief Executive Officer

Activities

BPCE Financement is a Groupe BPCE subsidiary specializing in consumer credit; it develops revolving credit solutions for the Group’s different banks and manages personal loans on their behalf.

After progressively expanding its distribution network and product range, BPCE Financement now enjoys full control over every link in the value chain, from initial product design to after-sales service. Thanks to its capacity for innovation, its in-depth understanding of the market and multichannel approach, BPCE Financement is recognized as a key player in the consumer credit market.BPCE Financement is committed to a CSR approach with a view to integrating social and environmental issues in the pursuit of its business activities and in its dealing with its stakeholders.

In order to realize its ambition to help customers address their environmental transition challenges, it finances energy-efficiency renovation and clean-vehicle projects, while encouraging its employees to take part in concrete initiatives in three key areas:

  • Supporting young people and students
  • Fighting cancer and violence against women
  • Contributing to environmental protection

In August 2025, BPCE Financement was awarded the EcoVadis gold medal after having its CSR approach assessed for the very first time.

Sport & Patronage

BPCE Financement has cemented its long-term support for students by backing two associations, #1CabasPour1Etudiant (since 2021) and ANESTAPS (since 2022).

To contact BPCE Financement

2025 Figures

  • 3.6 million

    customers

  • €38bn

    in loan outstandings

  • 1st largest player

    in consumer credit in France

  • €343,5m

    Net banking income

Equality between women and men

Under French Act No. 2018-15 dated September 5, 2018, for the Freedom to choose one’s professional future, companies with the required workforce have drawn up indicators to determine their level of commitment to professional equality between men and women. The ambition of BPCE Financement is reflected in a score of 94 points out of 100 in 2025. This index takes into account five indicators : the gap between men’s and women’s pay (score 39 out of 40), increases (20 out of 20), promotions (15 out of 15), the increase upon return from maternity leave (15 out of 15), and the distribution of men and women in the ten highest pay levels (10 out 10).