novobanco

Novobanco is a universal bank and a key player in the Portuguese financial system.

Its mission: to be the trusted bank that supports families and businesses throughout their lives.

Founded on August 4, 2014, Novo Banco is the 4th largest bank operating in the Portuguese market. Novo Banco serves over 1.7 million customers – individuals, businesses, and institutional clients. As a company within the BPCE Group, it contributes to the group’s international development, while continuing to support households and businesses throughout Portugal.

A comprehensive range of banking and financial services

Retail banking

Novobanco provides day‑to‑day banking services (current accounts, savings, payment solutions), consumer finance, mortgage loans and investment products. Its omnichannel customer relationship model offers a complete and convenient banking experience, including secure digital channels, complemented by an innovative and recent proximity distribution model.

Private banking and wealth managemente patrimoine

For high‑net‑worth clients, novobanco offers tailor‑made solutions including wealth management, financial advisory services and estate planning, drawing on specialized teams and a holistic approach to client needs.

Corporate and investment banking

The bank supports SMEs, mid‑caps and large corporates with financing solutions tailored to their development and internationalization strategies: investment and working capital financing, structured finance, trade finance and treasury solutions. It also provides expertise in capital markets, advisory and risk management services to corporate and institutional clients.

Asset management and insurance

Novobanco offers savings, investment and insurance solutions designed to support clients’ long‑term projects, from retirement and protection needs to diversified investment strategies.

Firmly committed to innovation
Novobanco invests continuously in digital technologies and remote channels. Its objective is to deliver a seamless, secure and user friendly customer experience, combining the best of human support and digital services.

A significant cultural engagement

The bank is committed to the preservation, study, and dissemination of Portuguese heritage through its “novobanco Cultura” program, which manages art and photography collections and organizes public exhibitions and publications to share this artistic wealth with the Portuguese public.

For more informations about novobanco’s cultural engagements, click here.

Governance

Chief Executive Officer

Key figures (2025)

  • 1,7 million clients

  • 289 branches

  • More than 4 000 employees

  • 828,1 M€ net income

  • CET1 : 17,4 %

  • RoTE : 21,6 %

    Return on Tangible Equity