A cooperative group

Groupe BPCE is active in every area of banking and insurance in France, working through its two major retail networks – Banque Populaire and Caisse d’Epargne – and with Palatine. Outside France, it serves its clients through novobanco in Portugal and, more broadly across Europe, through the activities of BPCE Equipment Solutions and Oney. Internationally, it draws on its expertise in wholesale banking with Natixis Corporate & Investment Banking and in asset management with Natixis Investment Managers.

Cooperative shareholders, the basis of our model

  • Cooperative shareholders: they own 100% of the capital of the Banques Populaires and Caisses d’Epargne banks via cooperative shares. Their representatives constitute the Boards of Directors of the Banques Populaires and the Steering & Supervisory Boards of the Caisses d’Epargne.
  • Banques Populaires and Caisses d’Epargne banks: they each own 50% of BPCE’s capital.
  • BPCE : the Group’s central body.
  • BPCE’s subsidiaries, including Natixis, Banque Palatine, Oney and the subsidiaries grouped together within the Financial Solutions & Expertise division. 

Organization of Groupe BPCE